How do we get started?
Submit your contact information in the form below and a Harper team member will reach out shortly, or call (310) 817-0376 to speak directly to our team. [...]
Does Harper require personal guarantees?
Depending on the size of the facility we will sometimes require personal guarantees. We typically require at least a validity guarantee, which makes certain promises regarding the state of your receivables [...]
How much revenue does my company need to generate to be considered?
If you intend to factor over $5,000 per month of invoices, we can work with you. We have the ability to provide factoring credit lines up to $5 million.
Does a company have to be profitable for Harper to work with them?
No. Many of our clients are very early stage and are not yet profitable, or no longer qualify for traditional bank financing due to financial or operating circumstances.
What kind of receivables are acceptable for funding?
Harper currently accepts invoices where: The service or product was completed, delivered and accepted by your customer The customer is based in the U.S. The customer is a [...]
How does the factoring process work?
This chart highlights the typical invoice factoring process: For a more detailed walkthrough of the factoring process, check out our How it Works page and our comprehensive Invoice Factoring 101 [...]
What is the difference between a client and a customer?
A client is the company that signs the agreement with the factor and provides the goods or services. A customer is the company that buys goods or services [...]
What industries use factoring?
Traditionally, factoring has been found in the textiles, trucking, wholesale and staffing industries, to name a few. In all these industries, companies were required to pay vendors before [...]
What is Harper Partners?
Harper Partners (“Harper”) is a leading provider of working capital financing to companies across many different industries. We enable businesses to get paid immediately for outstanding invoices by advancing funds [...]
What is factoring?
Factoring is the sale of accounts receivable at a discount. It's often used interchangeably with several other terms including invoice factoring, receivables factoring, invoice financing, or receivables financing. All the terms effectively mean [...]