For B2B companies, payment terms are long and getting longer.
We offer funding solutions for B2B companies seeking to bridge cash flow gaps and fuel growth.
WHAT WE OFFER.
| Credit Lines From |
|---|
| $50k - $5mm |
| Advances Up to |
|---|
| 90% of Invoice |
| Funds Reach You in |
|---|
| Less than 24 hours |
HOW WE COMPARE.
| Source | Funding Size | Interest and Fees | Process |
|---|---|---|---|
| Harper Partners | $50k – $5mm | 1.0% – 3.0% per month, paid only when invoice is paid by your customer | Credit lines are set up within 2-5 business days. Once set up, funds reach your account within 24 hours |
| Banks & SBA’s | Typically over $1mm | Annual interest rates starting at 5% | Low approval rate for small businesses, often months of diligence before funding |
| Equity Investors | $50k to well over $1mm | Angels and VCs seek 10x-20x returns – significantly diluting your ownership and control | Months of fundraising, negotiation, and diligence. Occupies significant company time and resources |
| Cash Advance Lenders | Up to $250k | Annual Percentage Rates (APRs) regularly exceed 100%. Payback drawn daily from bank account regardless of when your customers pay you | 1-7 days for diligence and funding. Typically paid back within 6-9 months |