WHAT WE OFFER.
HOW WE COMPARE.
|Source||Funding Size||Interest and Fees||Process|
|Harper Partners||$50k – $5mm||1.0% – 3.0% per month, paid only when invoice is paid by your customer||Credit lines are set up within 2-5 business days. Once set up, funds reach your account within 24 hours|
|Banks & SBA’s||Typically over $1mm||Annual interest rates starting at 5%||Low approval rate for small businesses, often months of diligence before funding|
|Equity Investors||$50k to well over $1mm||Angels and VCs seek 10x-20x returns – significantly diluting your ownership and control||Months of fundraising, negotiation, and diligence. Occupies significant company time and resources|
|Cash Advance Lenders||Up to $250k||Annual Percentage Rates (APRs) regularly exceed 100%. Payback drawn daily from bank account regardless of when your customers pay you||1-7 days for diligence and funding. Typically paid back within 6-9 months|